Andrew Gray & Associates Ltd
About Us
Pensions/Retirement Planning

  • We will record and assess the client’s current and previous pension arrangements, and explain the different structures. We will examine the charging structures and fund choices of each plan.
  • We can help clients obtain reports on complex pension structures and scenarios, or the transfer of company schemes using a defined, quality assured process.
  • We can help obtain state pension forecasts and use simple spreadsheets to develop an understanding of a client’s future pension benefits.
  • When clients reach retirement, we can help them understand their choices (typically annuity purchase, drawdown, phased retirement).