Having obtained the Fellowship Examination of the Institute
of Financial Planning, I consider myself to be a general practitioner with a fair amount of depth. Human nature being what it is, I prefer certain areas more than others.

I like dealing with Estate Planning & IHT mitigation. I enjoy dealing with trusts of all kinds from family trusts to pension fund trusts to institutional investors such as Friendly Societies and Company Pension Schemes.

I also enjoy advising on pensions for individuals, particularly where a reasonable fund value has accrued. My experience is grounded in advising individuals. I get involved in institutional-type investments either as a means to achieving a client's objectives or to explore ways of reducing deficits in Final Salary schemes (where the award-winning St. James's Place approach is ideally suited)

My commitment to these areas is demonstrated by the Society of Trust and Estate Practitioners' (STEP) Certificate for Financial Services (Trusts & Estate Planning) that I hold. I also hold the Award in Pension Trusteeship (DC&DB) issued by the Pensions Management Institute (PMI).

Experience has shown that I am best suited to advising clients with free capital, which can include individual pension funds, of £50,000 and above.

For Final Salary schemes (DB), our offering is ideally suited to those schemes with fund values of up to say £50,000,000. However, with Assets Under Management (AUM) of £28Bn, the approach we use in monitoring our external investment managers can benefit clients with assets of any magnitude.

As the relationship with clients is so personal, it is really best if we have an initial meeting on a no-commitment basis. This should give us both the opportunity to assess the potential for taking things further.

If you feel that you would like to take this initial step, please contact me so that we can arrange a mutually convenient meeting. An Enquiry Form is available on this website which can be used to contact me for a meeting. Alternatively, feel free to phone or email me.

For a better understanding of what you can expect from me please visit:

Testimonials

How I deal with Clients

The Challenge of Investment Management

Why I joined St. James's Place Wealth Management

Our Guarantee

The St. James's Place Wealth Management Group guarantees the advice given by David de Freitas when recommending any of the products and services provided by companies in the group.

Trusts are not regulated by the Financial Service Authority