David Etches
Planning for the Cost of Educating your Children
Whether you want your children educated at an independent school or you are alarmed at the potential cost of further education, it is important to plan ahead. If your children are already in school you are probably interested in minimising the cost.

I have been a financial adviser since 1987 and have specialised in advising parents and grand-parents on strategies to best meet the cost of private education. Paying for school fees is often a bigger commitment than a mortgage. Even my very wealthy clients are keen to explore alternatives to paying school fees out of taxed income. For most parents the default position is paying for school fees out of taxed income. It doesn’t have to be.

It is not possible to deal with school fees in isolation. It is an intrinsic part of a wealth management process. In my experience, clients are interested in:

  • Making tax-efficient investments and savings (especially inheritance tax)

  • Spreading the cost

  • Protecting against the impact of the loss of a bread-winner

  • Minimising the impact on their standard of living now and into retirement
If this is something you are interested in or if you know people who may be interested I would be delighted to hear from you.



Return to Home Page