Michelle Germain and Stephen Germain
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Whatever your investment aims, your annual ISA allowance is a valuable opportunity to shelter money from the taxman. An ISA remains one of the most flexible and simple ways to save for your future.

Of course, we cannot guarantee future investment performance, but we have a distinctive approach to investment management, which has delivered impressive returns and award-winning performance*. Our rigorous selection process means you can choose from a range of high-quality funds looked after by industry leading fund managers, so you know your investment is in good hands.

We only use hand-picked external fund managers, and we constantly monitor them to make sure your investment stays on track. If we need to, we will change the manager, at no cost to you. We are committed to making sure your investment is working as hard as it can to deliver the best possible long-term returns for you.

We can meet and discuss your requirements and give you the expert advice to help you find the right ISA – one that matches your long-term financial goal and has the potential to deliver the returns you seek. If you would like to do this then please let me know by clicking here

Alternatively, if you are wish to proceed with an ISA investment without seeking or obtaining any investment advice in connection with this then please use the downloads below and return the application to Germain Financial Associates at the address given at the foot of this page. If you are unable to download the application then please click here to give us your address details and we will forward an application to you.

*Please note that past performance is not indicative of future performance.



Useful publications
Kick Start you ISA brochure [569 kb]
ISA Application [203 kb]
ISA Key Features [207 kb]
Fund Profile Booklet [488 kb]
Click here for The £64,000 Question [648 kb]