Investments that you have with the St. James's Place Wealth Management Group are covered by the Financial Services Compensation Scheme.

Should anything happen to either the Group or the funds you are invested with then:

• For St. James's Place and St. James's Place International products the Scheme will pay compensation to the policyholder to a maximum level of 100% of the first £2,000 plus 90% of the remainder of the claim amount per client. From 1 January 2010 the Scheme will pay compensation to the policyholder to a maximum of 90% of the claim, without any upper limit.
• For St. James’ Place Unit Trust products the maximum the Scheme can pay out to any one investor is £48,000 which is 100% of the first £30,000 of any claim and 90% of the next £20,000. From 1 January 2010 the maximum the Scheme can payout to any one investor is 100% of £50,000.