Living in or moving to Spain requires trusted advice to ensure that all legal and compliance requirements are met. Understanding these requirements is a challenge in itself, let alone ensuring that all your investments are appropriate to your needs. Think of the wealth of financial experience you have gained living in the UK and the times where you may have incorrectly completed a form or missed the opportunity to claim the most appropriate tax relief.

The advice I provide could prove invaluable and could save you a great deal of time, money and undue worry.

I specialise in advising clients who own or are considering owning property in Spain or are Spanish residents.

My clients benefit from my expert advice in many areas, such as maximising their tax breaks, generating more income from their investments and ensuring that their estates pass to each other or their family in the most tax efficient way on their deaths. I have access to specialists who can advise on the legal aspects of buying, owning and letting out a property in Spain. Your beneficiaries and/or your estate maybe subject to Spanish and/or UK Inheritance Tax; you could pay twice on the same assets so it is important to seek advice before moving.

I can advise on an investment product which may be suitable for ex-pats living in Spain. The types of issues I help my clients with are:

• Reviewing existing investments before moving to Spain
• Dual residency & Domicile for UK Inheritance Tax purposes
• UK Inheritance Tax
• Spanish Death duties & UK IHT
• Taking UK Pension Tax efficiently

I can also call upon the expertise of a specialist who can advise on:

• Tax efficient rental income*
• Spanish & English wills that work together*
• Spanish wills*
• Purchasing a property tax efficiently*

I believe in building long standing trusted relationships with my clients both in the UK and overseas and as such I am happy to see clients in their own homes wherever they may be.

* These services are separate and distinct to those offered by St. James's Place.

Qualifying Recognised Overseas Pension Scheme (QROPS)     more

Investment in Spain     more

Spanish Guides & Enquiry Form     more