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Paul Spratt

DipPFS
My philosophy is to build and maintain a long-term relationship with my clients, focusing on their individual needs, together with a high level of personal service rarely seen in today's marketplace.

About

Having been in the Financial Services Sector since 1986, I can draw on my many years experience to help my clients achieve their personal and professional financial goals.

I joined St. James's Place in 2001 and since then have helped many people work toward their financial aspirations. My level of satisfaction may be judged by the fact that many of my new clients come to me as a result of personal recommendations by existing clients.

I find that regular reviews are crucial, especially at times such as starting a family, changing jobs, starting your own business or receiving an inheritance. I also aim to keep my clients abreast of all the major changes in legislation and taxation through the budget reports on this site and welcome the chance to explain to them how it will affect them personally or through their own businesses.

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Advice & Services

We offer an excellent wealth management service which will help you achieve your goals

Mortgages and specialist banking
Finding the right mortgage for you can be a minefield. So we offer practical, clear advice on mortgages, loans, and financing, plus access to specialist banking services.

More about St. James's Place

We’re not about selling products. Of course, we aim to achieve the best returns and help you make the most of your money. But it’s not all we want. We’re relationship-builders, ready with guidance and advice whatever stage you’re at in your life. We offer a financial service that lasts a lifetime, and beyond.

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St. James's Place Guarantee

St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the group, more details of which are set out on the Group's website.

SJP Approved 16/11/2022

The Partner is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group's wealth management products and services, more details of which are set out on the group's website www.sjp.co.uk/products. The 'St. James's Place Partnership' and the titles 'Partner' and 'Partner Practice' are marketing terms used to describe St. James's Place representatives.