Half Year 2017 St. James’s Place Report

Issue 96 of The Investor, St. James’s Place Wealth Management’s quarterly magazine

We discuss the performance of global markets over the previous three months, consider their impact on our Income and Growth Portfolios and offer some fascinating insights from a selection of our fund managers.

The Annual Report of the Investment Committee 2016 provides review of the key events that have impacted the investment markets and features the thoughts of David Lamb, Chris Ralph, Stamford Associates and Redington.

The financial world is complex and fast changing. St. James's Place provides expert financial advice, often specialising in specific areas. All advice provided by the St. James's Place Partnership is guaranteed by St. James's Place.

Recognising that no single investment house has a monopoly on investment expertise, St. James's Place carefully select a number of external managers of outstanding ability to manage our funds. The fund managers are managed by the St. James's Place Investment Committee.

The St. James's Place Investment Bond allows your money to be invested, along with other investors' funds, by professional fund managers, who are carefully selected and monitored.

The St. James's Place International Investment Bond is designed to help maximise growth prospects, spread risk and provide the option of a regular income.

Here you will find a summary of the funds available through St. James’s Place, together with their objectives; and details of the investment companies who manage those funds and their investment styles.

Inheritance Tax is not only for the wealthy, so it is important to understand how you could be affected by it. Planning ahead to establish a strategy is key.

If you or a loved one are considering entering care and are funding the cost of this yourselves, or are concerned about the cost of care in the future, St. James's Place can help.

Having established the capital sum you will need to fund your financial independence, it is now time to put in place a plan of action to ensure that you can achieve it.

At St. James's Place, our carefully selected panel of lenders offer a wide range of mortgages and together we ensure that we offer the perfect solution to suit all individual situations and requirements.

This review provides a summary of the recent performance of the Deferred Income Portfolio.

This review provides a summary of the recent performance of the Balanced Income Portfolio.

This review provides a summary of the recent performance of the Immediate Income Portfolio.

This review provides a summary of the recent performance of the Managed Funds Portfolio.

This review provides a summary of the recent performance of the Adventurous Portfolio and details some changes being made to the fund allocation.

This review provides a summary of the recent performance of the Balanced Portfolio.

This review provides a summary of the recent performance of the Conservative Portfolio and details some changes being made to the fund allocation.

This review provides a summary of the recent performance of the Defensive Portfolio and details some changes being made to the fund allocation.

This document aims to help you to answer the following important questions: What risks do you face when investing? What types of investments can you choose? How can you choose investments that are right for you? How can you diversify your investments?