Regardless of the life stage you have arrived at, it is important to receive expert and professional advice on your pension requirements. Whether you need to review your existing pension arrangements, assess pension requirements for your employees or set up your own personal pension, St. James's Place has created ways to help you make the most of your retirement opportunities.

Working with a carefully selected Panel of Providers, we offer the following range of products:

• Retirement Plans
• Self-Invested Personal Pension Schemes (SIPPs)
• Trustee Schemes
• Drawdown Plans
• Annuities

The value of a pension will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount you invested.