Retirement Planning
Employed
At St. James's Place we have a range of retirement plans to help provide for your retirement, no matter what stage of planning you are at. As a starting point, you may wish to calculate how much your pension fund should be in order to give you the income you wish to achieve in retirement.



Here's a relatively simple way to find out approximately how big your retirement fund needs to be. Taking into account all your likely living costs, calculate how much annual income you think you would need if you were to retire at age 65. Remember to allow for inflation. Now multiply this figure by 25 and this gives you the retirement fund you would need, based on current annuity rates to provide the income required. We call this your magic number.

You must have flexibility in all aspects of your planning as your needs will change as your future earnings and career evolve.

Delivering bespoke advice together with flexibility, we offer a service that is personal to you. As a result, planning your retirement with
St. James's Place puts you in control. So you can be confident about your future pension.