Buying a property can be the most substantial single purchase you ever make. And whether you’re a first time buyer or have owned for many years, it’s vital that you have the right mortgage. By making the most appropriate choices, over time you can literally save tens of thousands of pounds.

As well as saving you a great deal of money, expert advice can also help you find lenders offering special features that mirror your lifestyle requirements and can offer you more peace of mind. Some lenders, for example - but not all - now offer you ways to pay your mortgage off quickly without charging you for the privilege.

Whatever your requirements, the St. James's Place Partnership can offer mortgages from the whole-of-market, thus saving you time and money as well as ensuring that your choice is right and most suitable for you.

Typically, Partners can offer advice in the following areas:

• Buying a house in the UK
• Remortgaging
• Needing a large mortgage quickly at the best rate possible
• Wanting a mortgage that's flexible
• Checking that your mortgage is best for you
• Using one of your houses to let*
• Borrowing more on your current mortgage
• Buying a property abroad