Stephen Walker
About Our Consultancy
Tax and Retirement Planning

Tax Planning

Tax efficiency is a crucial aspect for all types of financial advice. Our approach recognises that tax planning must
both ensure everyday efficiency and that life ‘events’ are managed effectively.

On a day-to-day basis, it is vital that the tax implications
are considered on all aspects of your finances, from
deposit account and mortgages to investments and risk management. We are particularly adept at providing advice
to help counter the potentially devastating effects of Inheritance Tax, through the use of suitable Trusts and Will arrangements*. This ensures that your wealth stays where it belongs, firmly in the family.

Retirement Planning

As many clients of Stephen Walker have come to appreciate, their pension fund is likely to be the most significant asset they will acquire during their lifetime.

We appreciate that you must have flexibility in all aspects of your retirement planning. Your needs change as your future earnings and career evolves.

Whether you are looking for advice regarding a professional pension plan or stakeholder pension, Stephen Walker can help.

Unless you make a significant commitment to invest for your retirement, you are unlikely to have an adequate income when you retire. We believe that expert and professional advice which focuses on your requirements is of paramount importance. To help you plan your retirement we can advise you on the following:

  • Retirement planning for the self-employed
  • Retirement planning for employees
  • Transfers from occupational pension schemes
  • Retirement planning for company directors and professionals
  • Remuneration strategy for company directors
  • Exit planning for company directors*
  • Investments for existing pension schemes
  • Inheritance Tax planning through pension schemes.
    • We offer the following products:
  • Personal pensions
  • Stakeholder Pensions
  • SIPPS (Self-Invested Personal Pension Schemes)
  • Income drawdown
  • Trustee investment schemes

*Separate and distinct service to those offered as a representative of St. James's Place. Wills, Trusts and some areas of Inheritance Tax planning are not regulated by the Financial Services Authority.