Representing St. James's Place Wealth Management plc which is authorised and regulated by the Financial Services Authority. The St. James's Place Partnership and the title ‘Partner’ are marketing terms used to describe St. James’s Place representatives.

Howard Watson Smith & Co, Registered Office: 15-21 Victoria Road, Bletchley, Milton Keynes, MK2 2MG, England. Registered in England and Wales, Company No. 6036661