Investing, Retirement
28 November 2025
The Chancellor has announced a cap on the amount that can be shielded from employer and employee National Insurance contributions (NICs) when paying into a workplace pension using salary sacrifice. The change was widely expected in the Autumn Budget – we explain how the changes could affect you.
4 minutesBusiness, Investing
27 November 2025
The latest Budget, delivered amid unusual drama, landed with the promise of tackling NHS waiting lists, easing the cost of living, and reducing national debt. Marketed as a Budget “for working people,” it also claimed to back entrepreneurs, risk-takers, and the SME community. But for business owners looking to grow or exit, the substance behind the speeches tells a more complicated story.
4 minutesInvesting
26 November 2025
Post the tsunami of speculation and an unexpected and chaotic early release of the details, has Chancellor Rachel Reeves’s Autumn Budget created stability or upset? SJP’s chief economist Hetal Mehta outlines her take on what the Budget may mean for the UK economy and growth.
3 minutesInvesting
26 November 2025
The Chancellor has finally delivered her Autumn Budget and as trailed, there were significant tax increases but also boosts to spending in some areas. There will be winners and losers but undoubtedly higher taxes will be a feature for many.
4 minutesBusiness, Investing
21 November 2025
Growth means different things to different businesses. It’s worth taking time to define what it means for you, and how best to achieve it. Once that’s clear, the strategic questions follow naturally.
5 minutesInvesting
19 November 2025
Having a clear purpose or goal when saving and investing can make a real difference when it comes to both motivation and confidence. And those goals are rarely purely financial – there will often be a clear emotional driver behind them. This is according to our Real Life Advice Report 2025 carried out by Opinium1. It surveyed 8,000 people to find out how their attitudes to money, financial advice and the future had changed over time.
4 minutesInvesting
18 November 2025
Growth companies have been at the heart of the record-breaking rise of US stock markets in recent times. The dominance of the Magnificent Seven in the S&P 500 –including household names such as Apple and Nvidia – means most investors have exposure to growth companies in their portfolios. But do these businesses always mean good returns for investors?
4 minutesRetirement
13 November 2025
Anyone can be the victim of a pension scam, no matter how financially savvy they think they are. Scammers are using ever more elaborate tricks to fool people so it's important to look out for the warning signs. We examine how to stay one step ahead of the scammers, and protect your financial security in retirement.
4 minutesInvesting
7 November 2025
Parents are under financial stress as a result of providing financial support to their children – with many believing they may need to delay their retirement plans. This is according to our Real Life Advice Report 2025. It surveyed 8,000 people to find out how their attitudes to money, financial advice and the future had changed over time.
3 minutesBusiness
6 November 2025
At Elephants Child, we work with business owners of all ages and being an entrepreneur at any stage in life is hard work. So, is there ever a “right time” to start a business? In our experience, we see different challenges for those in their 20s compared with those in their 50s. Business Growth Advisor Steve Bird, who has built and sold three of his own technology businesses, explores how age impacts start-ups.
4 minutesInvesting
4 November 2025
Talking about money helps people make clearer, more confident financial decisions. It also encourages action – so why do so few people do it? In the sixth annual Talk Money Week, the Money and Pensions Advice Service is encouraging people to "Start the conversation".
3 minutesRetirement
19 September 2025
More of us are reaching our 100th birthdays than ever before. While a letter from the King may seem exciting, funding a long and comfortable retirement requires careful planning. We explore what you need to consider to ensure your pension savings can stretch across 35 years or more.
4 minutes