We differ from many financial advisers as we strive to develop a relatively small number of clients both private and business with whom we have an ongoing relationship to ensure that we help to identify and achieve their real financial goals and objectives.
We endeavour to provide our clients with advice and solutions with the aim that they can always enjoy their desired lifestyle throughout retirement.
Our initial meetings are focused on what you are trying to achieve over your lifetime, how you want to live your life as you get older and what you want to get out of it. At this stage of the planning we are not talking products or funds but purely what drives you to achieve what you want for you and your family.
Without knowing your goals and aspirations we as advisers cannot hope to develop financial plans to help you over the long period; we would merely be a product provider rather than a financial planner.
After we have established exactly what you are trying to achieve we can then undertake a comprehensive review of all of your existing arrangements to identify what you already have in place and what you can expect with your current planning in the future.
Once we have this information available, including a breakdown of your lifetime expenditure we can begin the process of showing you what your financial future looks like taking into account various scenarios both good and bad to consider the effect on you and your family should these happen.
Only after all this work has been conducted will the financial plan indicate what you need to do to help achieve your real goals and objectives.
When we are in agreement on the financial plan we will then recommend the financial products best suited to your objectives and the needs of your financial plan.
In return for this comprehensive bespoke service we are always grateful when clients are willing to recommend us to friends and family so that we can continue to provide a first class service to like-minded individuals.