There is one golden rule with retirement planning. Work out how much money you think you are going to need after you retire.
It does not matter when you intend to retire, if you do not start planning for it now, there is a real danger that you could outlive your savings. It will soon no longer be unusual for people to spend nearly as long in retirement as they did in employment.
Our retirement planning calculator is designed to provide an indication of the monthly savings needed to fund the gap in your required income at retirement, and your expected income from existing funds.
St. James's Place has a range of plans to help provide for your retirement, no matter what stage of planning you are at. You must have flexibility in all aspects of your planning as your needs will change as your future earnings and career evolve.
We offer a service that is personal to you, delivering bespoke advice. Planning your retirement with us puts you in control, so that you can be confident about your future pension.
The value of a pension will be directly related to performance of the funds selected, and will fall as well as rise. You may get back less than the amount invested.