Since the financial crisis of 2007, after which interest rates fell and have stayed at historically low levels, long term investors looking for income have been seeking alternative homes for their capital. The value of money held on deposit has been impacted by inflation, and investing for income has assumed greater importance than ever.
St. James's Place offers a range of income solutions investing across a range of asset classes, helping us to provide a diversified, personally tailored portfolio.
With interest rates at historic lows, investors could consider alternative sources of income:
- Fixed Interest - corporate bonds and gilts offer the potential for increased income in times of low interest rates
- Equities - whilst in the short-term equities can be volatile, history shows us that they have outperformed all other asset classes over the longer term and offer the potential for capital growth and rising income*
- Commercial Property - whilst the commercial property market offers an opportunity to achieve capital growth over the longer term, the primary return for investors is rental income. By securing long leases with financially secure tenants, commercial property could potentially offer attractive and sustainable income levels.
Diversification and expert management remains the key to long-term success in challenging markets. The St. James's Place approach gives you access to investment expertise and the opportunity to invest across a range of different investment firms, with the peace of mind of knowing that your money is being well looked after.
For further information on strategies to cope with lower interest rates and alternative solutions to help achieve your income or capital growth objectives, click here.
Alternatively please contact us.
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
Equities do not provide the security of capital associated with a deposit account with a bank or building society.
Past performance is not a guide to future performance.
The value of property is a matter of the valuer's opinion and not fact.