Retirement planning can be complex, so regardless of the life stage you have arrived at, it's important to receive expert and professional advice on your pension options and requirements.

Whether you need to set up or review existing retirement planning strategies, for you or your employees, I can help you make the most of the opportunities that exist.

Planning your Retirement

Helping you to plan for your retirement is a large part of my business.

Nearing Retirement

When approaching retirement, considered and appropriate advice can make a huge difference to your future prosperity.

Employed

Planning your retirement with me puts you in control, so that you can be confident about your plans for the future.

Employer

I work closely with employers to ensure they understand their obligations and the options available for their business.

Self-Employed

Expert and professional advice, which focuses on your requirements and understands the tax implications, is extremely important when self-employed.

Trustees

I understand the priorities and concerns that trustees face, and have a number of solutions that can help.

The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and the value can therefore go down as well as up. You may get back less than the amount invested.

Inheritance Tax

There are a number of steps you can take to mitigate or reduce your UK Inheritance Tax liability.

Protection Planning

I provide advice on protection cover in all forms of life, critical illness and disability insurance.

The levels and bases of taxation and reliefs from taxation, can change at any time. The value of any tax relief depends on individual circumstances.

Estate Planning

Making a Will is an essential component of effective UK Inheritance Tax (IHT) planning, and it is important to ensure it is accurately written and planned correctly. Estate planning is vital in ensuring your assets are passed to those you intended.

Will writing involves the referral to a service that is separate and distinct to those offered by St. James's Place.