If you have a borrowing requirement you may (subject to eligibility) be able to use your St. James’s Place and Rowan Dartington investments as security for a short-term borrowing facility.
Your short-term borrowing needs may include:
- Bridging a residential property purchase
- One-off tax payments
- A luxury purchase - such as a yacht or a classic car
- Home improvements
Flexible lending facilities may be made available to private individuals, trusts and corporate clients.
St. James's Place and Rowan Dartington work with Metro Bank and Credit Suisse to make available these lending facilities to clients. Both provide short-term liquidity facilities secured against investment portfolios.
Please get in touch to find out more.
If the value of the investment falls in relation to the agreed loan facility, the loan may need to be repaid in full. Metro Bank and Credit Suisse will take a charge over your investments and you will be unable to make any withdrawals from your charged investments without prior approval from the relevant bank. Rates and charges will apply, please get in touch for full details.