I offer expert advice to City professionals on a wide range of areas including tax planning, retirement planning, mortgages and family protection. My advice is based on an understanding of your personal circumstances and is tailored to meet your lifestyle and requirements. I offer the benefit of a long-term relationship to ensure that your plans remain on track for your retirement.
Tax & Bonus Planning
If you are a higher income earner, you will want to ensure you are making the most of the tax reliefs available to you. I offer tax and bonus planning advice to help you invest into the most tax efficient vehicles and check that you are on track to maintain your lifestyle in retirement.
Some of the solutions I have are:
- Tax efficient investment schemes.
- ISA Investments.
- Bonus and Pension Salary sacrifice schemes.
- Family Trusts*.
Regardless of the life stage you have arrived at, it is important to receive expert and professional advice on your pension requirements. Whether you need to assess pension requirements for your employees or set up your own personal pension, St. James's Place Wealth Management has created ways to help you make the most of your retirement opportunities.
University and School Fees planning
With the increasing cost of education and university fees, there is only one sensible piece of advice to give any parent contemplating this most important investment - plan ahead.
I will work with you to create a bespoke school fees plan tailored to your individual situation.
Providing protection cover in the various forms of life, critical illness and disability solutions is something I can advise on, whether you are looking at Term Assurance, Critical Illness, Income Protection, Family Income Protection or Whole of Life Assurance.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
The levels and bases of taxation and reliefs from taxation can change at any time and are generally dependent on individual circumstances.
*Trusts are not regulated by the Financial Conduct Authority.