Insights listing

Investing

2026 Market Outlook – themes, opportunities, concerns

16 December 2025

2025 has been a classic rollercoaster year across markets. Shares have risen strongly, supported by AI-related optimism and prospects of further interest rate cuts. Yet we have also seen spikes in volatility, increased geopolitical tensions and lingering anxiety about inflationary pressures. Fixed income returns have been mixed but provided diversification benefits while supplying attractive income yield. So, what could lie ahead in 2026?

4 minutes

Investing

The Chinese market: an undervalued giant?

12 December 2025

With US mega caps hogging headlines, are investors ignoring the potential in the East?

4 minutes

Investing

How you can beat the 60% tax trap

9 December 2025

Believe it or not, there can be a downside to having income of £100,000 or more – an effective 60% tax bill. As an increasing number of people get caught in the 60% tax trap, we outline some simple steps to help you avoid it.

4 minutes

Investing

The power of having a tax plan in place

5 December 2025

With Tax year-end fast approaching, we look at how a thoughtful plan can unlock significant financial benefits. We explain how making a tax plan can boost your income, preserve your wealth and prepare for the future.

4 minutes

Investing

Autumn Budget: Sweeping up the Budget announcements

3 December 2025

Now the dust has settled on the Autumn Budget, there were plenty of changes buried in the small print that didn't get much attention but could still affect people in a number of ways. We look at some of the smaller but relevant announcements that could impact your personal finances.

4 minutes

Investing

Chancellor cuts cash ISA limit to promote investment

28 November 2025

As widely expected, Chancellor Rachel Reeves has taken an axe to the annual cash ISA allowance in a bid to encourage UK savers to invest. In Wednesday’s Autumn Budget Reeves announced the £20,000 annual cash ISA allowance would fall from £20,000 to £12,000, from April 2027.

4 minutes

Investing

Mansion tax to hit homes worth £2 million or more

28 November 2025

After years of being mulled over by political parties – and months of speculation leading up to the Autumn Budget - the chancellor has confirmed that she will impose a mansion tax on properties worth £2 million or more.

4 minutes

Investing, Retirement

Salary sacrifice tax break on workplace pensions cut to £2,000

28 November 2025

The Chancellor has announced a cap on the amount that can be shielded from employer and employee National Insurance contributions (NICs) when paying into a workplace pension using salary sacrifice. The change was widely expected in the Autumn Budget – we explain how the changes could affect you.

4 minutes

Business, Investing

Autumn Budget: What small business owners need to know

27 November 2025

The latest Budget, delivered amid unusual drama, landed with the promise of tackling NHS waiting lists, easing the cost of living, and reducing national debt. Marketed as a Budget “for working people,” it also claimed to back entrepreneurs, risk-takers, and the SME community. But for business owners looking to grow or exit, the substance behind the speeches tells a more complicated story.

4 minutes

Investing

Autumn Budget: walking a tightrope

26 November 2025

Post the tsunami of speculation and an unexpected and chaotic early release of the details, has Chancellor Rachel Reeves’s Autumn Budget created stability or upset? SJP’s chief economist Hetal Mehta outlines her take on what the Budget may mean for the UK economy and growth.

3 minutes

Investing

The Budget lowdown – the topline announcements

26 November 2025

The Chancellor has finally delivered her Autumn Budget and as trailed, there were significant tax increases but also boosts to spending in some areas. There will be winners and losers but undoubtedly higher taxes will be a feature for many.

4 minutes

Business, Investing

Could a buy-and-build strategy help you to grow your business?

21 November 2025

Growth means different things to different businesses. It’s worth taking time to define what it means for you, and how best to achieve it. Once that’s clear, the strategic questions follow naturally.

5 minutes

2026 Market Outlook – themes, opportunities, concerns

The Chinese market: an undervalued giant?

How you can beat the 60% tax trap

The power of having a tax plan in place

Autumn Budget: Sweeping up the Budget announcements

Chancellor cuts cash ISA limit to promote investment

Mansion tax to hit homes worth £2 million or more

Salary sacrifice tax break on workplace pensions cut to £2,000

Autumn Budget: What small business owners need to know

Autumn Budget: walking a tightrope

The Budget lowdown – the topline announcements

Could a buy-and-build strategy help you to grow your business?

Stephen Gill

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