Fluent provides a popular seminar programme for employees in the public & private sectors across the UK bringing financial services to a wide range of people previously unsure how to access expert financial advice.

Since launching the service in October 2003, over 50 organisations across the UK now provide Fluent Financial Education Seminars for their employees. This has enabled thousands of people, previously unaware of the difference financial planning could make to their lives, to use a financial adviser on a regular basis, assisting them to make the most important decisions in their lives, favourably affecting future generations.

As a Senior Partner Practice of St. James's Place we can enhance our service proposition, providing the strength and breadth needed in order for the initiative to grow and therefore reach more people. 

The personal service we provide will be supported by the national infrastructure of the St. James's Place Group, for example: 

• Advice that is guaranteed by St. James's Place (a FTSE 100 company) 
• Distinctive investment management proposition 
• A single view of your complete investment portfolio
• Ongoing management of your investment portfolio

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.