SW Financial Planning was established in 2018, when it's Principal Kelvin Redwood accepted an invitation to join St. James's Place. Prior to this, the Practice was operating as an IFA for 25 years.

Typical clients may include:

• Individuals including both employed and self employed who are looking to set up pensions for the first time or who wish to review any existing pension arrangements.
• Individuals who are looking to protect their cash, and their income.
• Small business owners who are looking to maximise potential returns and assist in pension and investment planning.
• Corporate / Employee financial wellbeing services - providing access to premium financial planning services.
• Individuals who are looking to invest over the medium - long term, and who want to plan for the future.
• Families who would ideally like their estate to be managed more efficiently, thereby reducing the amount of tax paid.
• Individuals going through a significant life event, such as a marriage, divorce or inheritance.

We understand that everyone's different, and that's why our financial planning approach is as individual as you. We know the financial side of life can be complex and that's why we work hard to get to know you and your aspirations through careful life planning and consultation. We then provide quality advice services and practical pathways to help you achieve the life you want. 

The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and the value can therefore go down as well as up. You may get back less than the amount invested.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief depends on individual circumstances.