Mortgage calculator

Whether you're a first-time buyer or considering additional properties, this calculator simplifies the process, giving you a tailored snapshot of how much you could potentially borrow.

Enter your details into the income, deposit and property value fields to understand the amount you would need to borrow, the amount you may be able to borrow and the potential difference between the two.

Then use the next two pages to determine your monthly repayments and to work out the amount of Stamp Duty payable.

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Our experienced advisers offer professional, tailored, face-to-face advice based on your current circumstances and future aspirations. Start your journey now and find a St. James's Place Partner in your local area.