We have particular experience with offering advice on the following:

• Planning to mitigate Inheritance Tax
• Protecting your family in the event of death or serious illness
• Pre and Post Retirement solutions
• Investing for Income/Growth

We are also helping small companies and their Directors to effectively plan for their future.

How we work with you

When we first meet we start by discussing your aims and needs in general before going on to conduct a thorough financial review.

We take time to consider your situation and needs in detail. We use this information to construct a full written report of our recommendations.

This report will always be sent to you before our subsequent meeting for you to consider at your leisure.

At our next meeting we will discuss our conclusions and recommendations with you, as well as answering your questions. We will then agree and prioritise what should be done and when.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.